New Delhi: 1, October, 2024: India will celebrate Gandhi Jayanti on October 2, 2024, a national holiday when all banks, government offices, and private institutions across the country will remain closed. Gandhi Jayanti, along with Republic Day (January 26) and Independence Day (August 15), is one of the three major national holidays in India.
In addition to Gandhi Jayanti, banks in various states will observe several state-specific holidays throughout October 2024, potentially leading to banks being closed for up to 15 days. Customers and businesses are advised to plan their financial transactions in advance to avoid any disruption during this period.
Bank Holidays in October 2024 (State-Specific):
- October 2: Gandhi Jayanti (Nationwide)
- October 3: Navratra Sthapna (Rajasthan)
- October 10: Durga Puja/Dussehra (Maha Saptami) (Tripura, Assam, Nagaland, West Bengal)
- October 12: Dussehra (All States) and the second Saturday
- October 14: Durga Puja (Dasain) (Sikkim)
- October 16: Lakshmi Puja (Tripura, West Bengal)
- October 17: Maharshi Valmiki Jayanti/Kati Bihu (Karnataka, Assam, Himachal Pradesh)
- October 26: Accession Day (Jammu and Srinagar)
- October 31: Diwali/Kali Puja/Sardar Vallabhbhai Patel Jayanti/Naraka Chaturdashi (Most States)
Banking Services Impact:
While banks will remain closed on these days, online banking services such as UPI, internet banking, and mobile banking will continue to operate. However, in-branch services like cash deposits, cheque clearances, and other transactions might be delayed. Customers are advised to complete any urgent banking tasks in advance to avoid inconvenience.
Noteworthy Holidays:
- Navratra Sthapna (October 3): Observed in Rajasthan.
- Durga Puja/Dussehra (October 10 & 12): A major festival in states like Tripura, Assam, Nagaland, and Bengal, leading to closures in these regions.
- Diwali (October 31): A widely celebrated festival, banks will be closed in most states, although some exceptions may apply in states like Tripura, Maharashtra, and Uttarakhand.
Advisory for Individuals and Businesses:
Given the long list of bank holidays in October 2024, it is essential for individuals and businesses to plan their financial activities accordingly. Critical banking services like cheque clearances or cash withdrawals could be delayed due to these closures. Customers are encouraged to use online banking services wherever possible to ensure smooth financial operations during this period.
Full List of October 2024 Bank Holidays (State-wise):
Date | State/City | Reason |
---|---|---|
October 2 | All States | Gandhi Jayanti |
October 3 | Rajasthan | Navratra Sthapna |
October 10 | Tripura, Assam, Nagaland, Bengal | Durga Puja (Maha Saptami) |
October 12 | All States | Dussehra and Second Saturday |
October 14 | Sikkim | Durga Puja (Dasain) |
October 16 | Tripura, Bengal | Lakshmi Puja |
October 17 | Karnataka, Assam, Himachal Pradesh | Maharshi Valmiki Jayanti/Kati Bihu |
October 26 | Jammu, Srinagar | Accession Day |
October 31 | Most States | Diwali/Kali Puja/Sardar Patel Jayanti/Naraka Chaturdashi |
October 2024 Bank Holidays Summary:
This month, banks will remain closed for up to 15 days across different states, including all Sundays and the second and fourth Saturdays. Customers should be proactive in managing their banking needs to avoid any disruptions.